Chase now makes unexpected customer account closures according to a new report which prevented a user from accessing money.
The Chase customer, which posted to Reddit, says they were left without any access to their money after the bank abruptly closed their account.
They first opened the bank account in November and have been using it regularly since then, reports The-Sun.
On Reddit, they explained that they were trying to buy something when they found out the account had been suspended.
They called Chase but were not given a reason as to why the account was closed or what they could do to get it back open.
The user further explained that they had filed five disputes since opening the account due to things like being charged twice for one product.
They were also selling Stanley Cups online and had five different Zelle users send them money within four days.
“Now I’m freaking out wondering why they closed my account?” they wrote.
“I am also scared they won’t find those disputes in my favor now since the account is closed, and I will owe the money?”
“I don’t want a collection, I don’t want in trouble because I don’t do anything wrong like money laundering, crypto, etc! Help!”
In the comments, the responses didn’t paint an optimistic picture.
“Multiple disputes plus multiple Zelle payments from various accounts? You’re a giant fraud flag,” wrote one person.
Another added: “Your disputes might be justified, but Chase just doesn’t want to deal with you anymore.”
“Spot on. 5 disputes in 2 months? That’s on pace for 30 in a year, for a brand new account to boot. What kind of banking institution would want to deal with that?” replied a third user.
Banks typically cannot comment on individual customers’ matters.
Also Read: A US Bank is Now Denying Customers Access to Money
Other Banking News Today
A massive bank is now unfortunately closing branches in Ohio due to “safety fears”, but people are skeptical.
Huntington Bank will shutter its branch in Buckeye, Ohio – a town situated within Cleveland – on February 9 despite desperate bids from locals to save it, reports The-Sun.
The move was initially proposed in the fall due to safety concerns for employees and customers.
There was reportedly violent crime in the area that had started to impact the bank’s property.
Previous reports detail an alleged bank robbery at the location as well as residents telling Signal Cleveland that bullets hit the branch during a shootout a few months ago.
Local residents and business owners petitioned for the branch to remain open for another 90 days after the given closure date of February 9.
It was hoped that this time would see the bank work with public officials and the community to make the area safer and to establish a solid plan of action.
However, Kris Dahl, regional communications manager for Huntington, has rejected this idea.
“Unfortunately, due to the unacceptable risk to our customers and employees, we cannot leave this branch open for an additional 90 days as requested by some members of the community, and it will close on Feb. 9,” he said.
Greg Groves, a Huntington Bank customer and member of the Keep Huntington Bank on Buckeye from Closing Committee, has claimed that the bank is using crime in the city as a “scapegoat.”
“We have a big bank here that’s accepting deposits, but yet is not reinvesting in this community in the way the Community Reinvestment Act calls for,” Groves told local ABC affiliate WEWS-TV.
“I think that the city is being used as a scapegoat here in the way that it was framed as I understand it, and we’re not going to get lost in that issue of safety.
“It’s used against this community to keep it from focusing on credit and financial responsibilities.”
However, Dahl has offered a glimmer of hope that next month’s closure may be temporary – but that all depends on the events of the next few months.
“We will work with the City of Cleveland in the event actions can be taken to address the safety concerns for our customers and employees,” he said.
“After six months, we will assess if there have been sufficient improvements to safety in this area.”
In the meantime, the bank’s ATM will still be available for use.
Also Read: A US Bank is Now Freezing Some Retiree Accounts
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