GPC has paid $3.42 per share but is currently paying investors during this bear market $0.90 per share.
Genuine Parts Company is an American service organization engaged in the distribution of automotive replacement parts, industrial replacement parts, office products and electrical/electronic materials.
#3. VNQ (Real Estate REIT)
Dividend Yield: 3.53%
VNQ has paid $2.86 per share but is currently paying investors approximately $0.56 per share in today’s bear market.
VNQ is Vanguard’s real estate ETF which invests in stocks issued by real estate investment trusts (REITs), companies that purchase office buildings, hotels, and other real property.
#4. OMF (One Main Holdings, Inc.)
Dividend Yield: 7.96%
OMF currently pays investors $0.95 per share but has paid them as much as $6.80 per share during the bull market.
OneMain Holdings, Inc. is an American financial services holding company that provides loan products, offers credit cards, and other personal loans.
#5. T (AT&T)
Dividend Yield: 9.71%
AT&T is currently paying shareholders $0.28 per share but has paid investors $1.60 in the past.
AT&T Inc. is an American multinational telecommunications holding company offering internet and cellular services.
#6. NRZ (Real Estate REIT)
Dividend Yield: 9.85%
NRZ stock is currently paying investors $0.25 per share but has paid $1 per share before.
New Residential is a publicly traded mortgage real estate investment trust with a diversified portfolio and a strong track record of performance.
#7. EMR (Emerson Electric Co.)
Dividend Yield: 2.45%
EMR pays shareholders $0.51 per share but has paid investors $2.05 per share prior to today’s bear market.
Emerson Electric Co. is an American multinational corporation headquartered in Ferguson, Missouri.
The Fortune 500 company manufactures products and provides engineering services for industrial, commercial, and consumer markets.
#8. ESGV (ETF)
Dividend Yield: 1.26%
ESGV currently pays shareholders $0.20 but has paid investors $0.88 per share in the past.
ESGV tracks the performance of large-, mid-, and small-capitalization stocks.
The ETF specifically excludes stocks of certain companies related to the following: adult entertainment, alcohol, tobacco, cannabis, gambling, chemical and biological weapons, cluster munitions, anti-personnel landmines, nuclear weapons, conventional military weapons, civilian firearms, nuclear power, and coal, oil, or gas.
Send this list to someone you know!
Share this list of the best dividend stocks to buy right now with someone you know who is invested in the market.
I personally hold these stocks in my stock portfolio and figured I’d share with my readers which dividend stocks I recommend checking out.
I’d love to hear your thoughts on this list – do you hold any?
Leave a comment down below.
Here’s how you make money trading the stock market.
Robinhood is an online investing platform that offers commission-free stocks with high-yield cash management offerings.
This popular stock market trading app does not charge commission for stocks and cryptocurrency trading.
Robinhood, the financial technology company offers trading in stocks, ETFs, other options, and cryptocurrency.
Moreover, this online brokerage provides web and mobile-based services which will allow you to invest and trade easily.
Additionally, the mobile-based services of this platform have made it stand out from its other competitors.
You may be wondering about many questions arising in your head about Robinhood & Robinhood stock.
No worries!
Here in this article, you’ll find the answers to your queries and get to know all the details about this popular online brokerage like- How does it make money, the pros & cons of Robinhood, Robinhood stock price, the behavior of Robinhood in cryptocurrency & its future, and benefits of long-term investing in stocks & cryptos.
Keep scrolling to read more.
Let’s begin!
Overall Rating: 3 / 5 OPEN AN ACCOUNTAccount Minimum: $0 Fees: $0
Robinhood Review – Robinhood Trading app
Understanding Robinhood
With more than 13 million users, Robinhood is the best platform for active investors or younger investors who want commission-free trading and investing on mobile.
If you want to invest in cryptocurrencies like Bitcoin, Ethereum, Dogecoin, you can use this mobile and web trading platform to invest long term.
Apart from it, Robinhood (a popular stock trading app) went public in July 2021 and its share price was set at $38 for IPO (Initial Public Offering).
Also, Robinhood was listed on the Nasdaq stock exchange under the symbol “HOOD.”
Recently, Robinhood’s CEO Vlad Tenev said that the company is planning to release the feature that allows customers to trade stocks outside of market hours.
The company named this feature, “Hyper-extended hours.”
According to Bloomberg, Robinhood stock is the favorite stock of Cathie Wood’s ARK funds and they’re purchasing the stocks every week since October 2021.
Last week, ARK Funds have bought about 2.45 million shares of Robinhood markets.
Robinhood Business Model- How the company generates income
With no minimum and no fees for trading in stocks, cryptos, and ETFs, the company has to generate income as a business to be sustainable.
This online brokerage makes money from market makers and some other ways.
Here are the ways through which the company generates revenue.
Payment for Order Flow
In 2021, the company generated 75% revenue through the process payment for order flow (PFOF), in which the company directs their customer’s orders equity and options to a particular market maker and the company receives payment for this compensation.
Hence, PFOF is the major income stream for the company.
Payment for order flow unfortunately plays against retail investors.
The SEC has talked about banning the practice since it allows market makers to manipulate the stock prices.
Stock Loan Income
Robinhood generates revenue by lending margin securities to counterparties.
Furthermore, the company keeps all money it generates from lending your stock and does not share it with you.
This is a big problem because large financial institutions make more money from the user while orders are processed through dark pools.
Borrowing Uninvested Cash
Robinhood generates income by borrowing uninvested cash and depositing this cash in interest-bearing accounts.
Membership Fees for Robinhood Gold
Robinhood Gold program is a paid subscription service that allows users to benefit from premium features like margin trading, Level II Market Data, professional research, and enhanced quick access to deposits.
It is also one of the income sources of the company.
Robinhood Gold costs $5 per month.
Also, it gives a free trial of 30 days.
What can you invest in on Robinhood?
Robinhood Review 2022 – Robinhood trading app
Robinhood is a popular trading platform that allows the user to invest in stocks, cryptocurrencies, Exchange Traded Funds (ETFs), and options.
If you want to do commission-free trading in stocks, ETFs, and cryptocurrencies, then Robinhood is great for you.
Moreover, the company allows the investors to buy portions of stocks without paying the full share price.
It gives a free stock upon making referrals and opening the account.
When it comes to investing in cryptocurrencies, Robinhood allows to trade in several digital currencies including Bitcoin, BitcoinCash, Ethereum, Ethereum Classic, Litecoin, Bitcoin SV, and Dogecoin.
Most importantly, Robinhood has introduced IPO access for traders.
Besides, Robinhood does not offer the ability to invest in mutual funds, forex, bonds, and futures options.
The pros and cons
Pros
Simple, Easy to Use, and Easy to navigate
Free stock, ETFs, Cryptocurrency Trading
No account minimum
IPO access
Cash management accounts
Margin investing and Fractional shares
Cons
Limited customer support
No mutual funds and retirement accounts
Limited investment offerings
Limited investing research and trading tools
The Pros explained
Robinhood, the popular brokerage in the US, is extremely easy to use and accessible for people of any age and any income.
Robinhood is a mobile-first company that differentiates it from other companies.
Its trading app and web-based platform are well-designed and more than enough to trade.
The new investors or inexperienced users can easily trade on it due to its simple and user-friendly features.
When it comes to costs, Robinhood provides commission-less trading with no minimum fees.
You can invest in stocks, cryptos, options, and ETFs for free.
Furthermore, the company offers fractional share trading, and you can invest in expensive stocks without much capital.
Additionally, it gives quick access to deposited cash.
The account opening process in Robinhood is fully digital and free.
Rather you get free stock upon opening the account and by referring the new members.
Last but not least, the company offered IPO access in July 2021 to benefit its users.
If you trade often, the savings can be huge on this platform due to the lower cost.
The Cons explained
Along with plenty of advantages, there are a few cons of it.
Robinhood does not offer to trade in mutual funds, bonds, and futures trading.
The research, educational resources of this financial company is limited.
It provides basic tools for the services and users can access professional research by purchasing paid membership of Robinhood Gold.
The customer support available in this stock trading app is limited.
Although, the company had made necessary improvements to its customer service in the last year.
The Robinhood scandal has blown up after the freezing of buying ‘meme stocks’ in 2021.
The company lacks full trust from retail investors after restricting the rights to buy specific stocks from its users.
Robinhood, one of the best online stockbrokers generated huge transaction-based revenue within cryptocurrencies in Q4 2021.
It has a fast-growing cryptocurrency business as the company launched crypto gifts.
Most importantly, the company has introduced cryptocurrency wallets to 1,000 users as a part of the beta test.
Crypto wallets will help the users to transfer digital currencies in and out of the Robinhood app.
The rollout of crypto wallets may be expanded to 10,000 users in March.
Adding a wallet will help the traders to transfer their digital assets out of the online platform to invest.
Moreover, the company is planning to test new crypto-related functionality on its stock trading app which will allow the user to get statistics, transactions on blockchain at a glance.
The introduction of crypto wallets closed the gap among Robinhood app and cryptocurrency exchanges which will increase the trading in crypto markets.
Most of the US brokers don’t offer crypto wallets, therefore the rollout of crypto wallets on Robinhood will have positive impacts on Robinhood accounts opening in the future.
When it comes to Coinbase vs Robinhood, our personal choice when it comes to investing in cryptocurrency is Coinbase.
Investing in stocks and cryptos is great in so many ways.
If you’re thinking, why should you invest in stocks and cryptos?
Here we’ve discussed the importance and benefits of long-term investing.
Read on to find ways to become financially independent.
Importance of Long-term Investing in Stocks & Cryptos
A long-term investment strategy is like holding assets such as stocks and cryptos for more than a full year.
Anything under a year is a short-term investment.
Long-term investment requires patience and discipline, but it gives incredible outcomes.
Market volatility is a prime matter in investment as the prices fluctuate regularly.
The higher the volatility, the higher the investment’s price fluctuation and the higher the risk.
Here is why you should go for long-term investment.
Long-term holdings in stocks and cryptos exhibit lower volatility, greater profits as compared to short-term.
Assets such as stocks & crypto give higher returns over a long time. It maximizes the growth potential of your savings.
Now, investment in US stocks and digital currencies is far better than bonds and gold investment.
When you watch your investment portfolio grow, your satisfaction increases more.
Stocks are long-term investments and generate better long-term returns.
The longer you invest in stocks, the longer your money will grow.
Among asset classes, the stocks have surpassed all other asset classes.
If you want to keep your money multiplying and become a better investor, it’s wise to go for long-term investment so that the market bump can’t knock you.
Because, when the prices go up and down, you can handle it by remaining patient.
Apart from making you financially strong, the investment makes you disciplined with your money.
It’s a necessary rule to succeed in your life financially.
Long-term holding means fewer trading fees because you will need to pay the fees every time you trade.
Also, it’s easy to do, you can start trading in Robinhood stock-trading app, just by implementing the strategy and patience to make the most of your returns.
Or through a more traditional broker like Vanguard.
Through investment in the stock market, you can benefit from various trading strategies.
Apart from stocks, cryptocurrency is an attractive investment and future of technology that gives high returns.
Long-term investment in cryptocurrency is good for investors to recover and get profits.
You can invest in crypto on Robinhood or cryptocurrency exchanges.
Long-term holding in popular cryptocurrencies such as Bitcoin, Ethereum can harvest good returns in 2022.
If you’re a new investor and can’t tolerate big risks, short-term investment cannot work for you, rather you must go with long-term holding.
Digital currencies are rising globally, and the number of investors is investing in them.
They provide a safe and long-term store of value.
Like other assets, cryptocurrency also exhibits volatility.
If you’ll invest in stocks & cryptos for the long term, there would be less fear, less risk, less trading cost, lower tax rates, and more returns.
Also, you’ll be able to buy the future house, vacation, and can save your education or retirement.
Along with your regular income, trading is the way by which your money keeps multiplying, and you can earn more and do more.
The Bottom Line
Robinhood Review – Robinhood trading app review
Robinhood, the US-regulated broker is best for active traders who want to invest in assets with no commission.
Whether you’re looking to invest in cryptocurrencies or stocks, Robinhood could be an option for you due to its minimalistic trading platform that has made it easy to buy and sell assets.
The biggest perk of trading on Robinhood is a lack of fees with no costs.
However, payment for order flow is affecting the entire stock market as a whole.
Retail investors are ditching the trading app.
Whether you’re in school or college or doing a corporate job, start investing today to achieve financial wellness.
Start with a positive mindset and stay flexible because your today’s decision can make a huge difference in your life.
Become financially literate and learn how to invest in the stock market and crypto, and how to start an online business here.
I’m committed to guiding you on your journey to achieve financial freedom.
In a nutshell, long-term investment and business allows you to become financially independent and follow your dreams.
I’ve found a fortune! And I want to share it with you. These stocks have allowed me to profit and snowball my investments within as little as a year. I understand stock picking can be quite difficult. Sometimes you just need someone to provide you with a list of stocks that has worked for them. Here are my top picks of stocks to invest in right now.
Welcome to Franknez.com – the blog where you can digest content on personal finance, entrepreneurship, and trending investing topics.
Lets get started!
These stocks have allowed me to diversify my portfolio very well.
You’ll get my favorite index fund, favorite ETF, and favorite REIT.
Adding these stocks to your arsenal will proof to balance your investing portfolio out a little more.
I’ve been invested in the stock market since 2019 and have noted that these picks have been a strong foundation in my portfolio.
Often times when other stocks were down, these were up.
Let’s dive right into it.
#1. EMR – Emerson Electric Co.
Emerson Electric Co. is an American multinational corporation that manufactures electric motors using their own patent.
The company became the first to sell electric fans in the U.S and expanded its product line to electric sewing machines, electric dental drills, and power tools.
EMR basically produces electric motors for every type of business and necessity you can think of.
Dividend Yield: 2.1%
This is a great stock to invest in because electric motors are always going to be needed.
As our society continues to innovate, electric motors will continue to play a very important role.
EMR Annual Return
Emerson Electric Co. has an average annual return of 9%.
They are also involved in all sort of industries including automotive, life sciences & medical, water & waste, industrial energy, marine, and food & beverage just to name a few. Innovation?
They’re currently involved in several stem projects too.
#2. GPC – Genuine Parts Co.
Genuine Parts Company is an American service organization that distributes automotive replacement parts, industrial replacement parts, office products and electrical goods.
Parts are sold under the NAPA brand in North America.
Dividend Yield: 3%
GPC is great because cars aren’t going anywhere anytime soon. As cars evolve, this auto parts company will continue to manufacture and distribute parts.
GPC Annual Return
Genuine Parts Co. stock has seen an annual return ranging from 7% to 15%.
GPC has more than 10,000 locations in 14 countries and employs approximately 50,000 people.
75% of GPC’s sales come from North America, 15% from Europe, and 10% from Australia.
#3. VNQ – Vanguard Real Estate (REIT)
VNQ invests in stocks issued by real estate investment trusts (REIT’s), companies that purchase office buildings, hotels, and other real property.
Dividend Yield: 3.65%
The real estate market has been HOT recently.
It’s a sellers’ market at the moment
. With property selling almost instantaneously this REIT has been performing extremely well recently.
VNQ Annual Return
VNQ’s annual yield has varied with some years reaching up to 30%.
Its history also shows annual yields between 5%-8%.
This investment seeks to provide a high level of income.
#4. VOO – S&P500
This Vanguard ETF invests in stocks within the S&P500, representing 500 of the largest U.S companies.
Companies in the S&P500 include Apple, Tesla, Johnson & Johnson, Walt Disney, Netflix, and Coca-Cola to name a few.
You can see all the companies in this index fund in the link at the end of this article.
Dividend Yield: 1.39%
The S&P is one of the best index funds in the market.
Warren Buffett himself is a huge fan.
Fun fact: his trustee is expected to receive all of Warren’s assets with 90% of his stock picks moved in the S&P500!
When you own the S&P500 you own a piece of the fortune 500 companies.
Since they are all working and innovating towards being better every year, you can only expect this index funds’ value to go up.
S&P 500 Annual Return
The S&P500’s annual yield has been approximately 10% – 11% since its inception back in 1926.
This is an index fund I’m continuously adding to my position in.
The diversity in companies it holds makes it an attractive stock for both novice and experienced investors.
ESGV is a Vanguard ETF that invests in the top 10 companies in the U.S.
These companies include Apple, Microsoft, Amazon, Alphabet (Google), Facebook, Tesla, JP Morgan Chase & Co, Visa, Inc., United Health Group, and NVIDIA Corp.
Dividend Yield: 1.06%
Unlike the S&P500, owning this ETF means you own a piece of the top 10 companies in the U.S.
This growth ETF puts the top earners in your portfolio.
This attractive stock only knows up.
The companies in this pool are companies that are constantly innovating. It’s always day one with them.
ESGV Annual Return
This ETF is relatively new. It was created in 2018 and has gained 24%-31% in annual returns.
This type of investment is meant to provide you with the highest returns possible.
Building your position in this ETF can prove to be a great offense. Very few times you’ll find this ETF on red.
Is your stock portfolio down? 3 Tips to navigate the bad weather
Nothing is more dissatisfying than seeing your portfolio down.
You work so hard to earn the money to invest it, finally begin to see some growth, and then the market dumps.
Now your stock portfolio is down.
Most of you aren’t ‘hedging’ against your losses like most financial institutions are either.
So, what can you do to navigate this bad weather?
Here are 3 tips that will get you through it.
Welcome to Franknez.com – if your stock portfolio is down right now some of you might be wondering whether you should cut your losses or not. Here’s what I’m personally doing.
Join the newsletter to receive weekly market news and stock updates.
#1. Increase your position(s)
Increase your position when your stock portfolio is down
One way I personally take advantage of the market when my stock portfolio is down is by increasing my positions.
If you’re a long-term stockholder like I am then you understand the current market situation is only temporary and the market always tends to bounce right back up.
This means that any stock that’s red in my portfolio is at a discount.
Some of you who are part of my private community have received alerts and notifications of when I’ve bought a dip (both stock and crypto).
It’s these types of strategies that have allowed me to weather the bad storm when my portfolios are down.
Why buy on red days?
Why buy when the market is down?
Buying on red days even if your portfolio is down means you will profit as soon as the market begins to trend upwards again.
If a stock you purchased is down -5% then it goes down to -10%, you can take advantage of buying the asset cheaper at -10% if you anticipate its value will go back up.
In this scenario, if the value goes up again and the original stock you purchased has broken even, then the other share(s) you bought low are up +5%.
If your conviction towards a stock or company is strong, buying heavy during the lows could significantly increase your portfolio’s value as the stock begins to climb again.
While many novice investors might panic at the sight of their assets declining in value, it’s best to stay calm and rely on your conviction and have a strategy in mind.
Other assets you can invest your money in when your portfolio is down could be a business, a crypto wallet, or even in yourself.
One way I’ve invested my money during this bear market aside from stocks and cryptocurrencies has been in my business and in my health.
The reason we invest is to get a return.
So why not invest in a startup or even in yourself?
Because ultimately you are the vehicle that’s going to take you to where you want to be.
Think about how else you can make a return on the money you’re about to invest.
Nothing is ever certain, not even in the stock market.
Take a risk and invest in yourself.
Assets you can invest in other than stocks
Cryptocurrencies
NFTs
Startup/Side Hustle/ Business
Health
You’ll find that once you invest in other income generating opportunities, those same opportunities will eventually allow you to invest more into the markets and within one another.
This form of diversification is going to armor you up for when your stock portfolio is down.
Keep track of your net worth as well as the sources growing it to build your portfolio’s confidence.
#3. You can always play it passively
Long-term investing
When your stock portfolio is down, you can always choose to play it passively and do nothing.
You understand building your net worth is going to take time despite what the market is going through.
Perhaps you don’t find cryptocurrencies or startups attractive, and that’s okay.
This third tip is to be patient and let your portfolio go through the growing pains.
Believe me when I say I’ve been there too.
The important thing here is to stay calm and not let your feelings control your financial decisions.
I know too well this is one of the hardest things about having money planted in the stock market.
But in the end, this all about taking in that learning experience so you can do better the next time an opportunity comes your way.
When should you cut your losses?
You should cut your losses only when you’ve identified an investment is a dead play or you are not seeing results after 1-2 years, especially if you’re going long on a stock or company.
Day traders cut their losses quick because they’re in the stock market for short-term gains.
Long-term investors should keep a close eye on what they’re investing in to identify whether there is future growth of a stock.
One way I’ve identified a potentially great long-term stock is by looking at the stock’s history chart.
If there’s been consistent growth for over a period of a few years, then you can assume the trajectory will follow in the coming years.
I created a list of these type of long-term stocks here.
I cut my losses on SPRT shortly after the merge with Greenridge because at that point I didn’t trust the company nor its partners.
Another stock I sold was AT&T because after a little over a year all it did was consolidate and its performance was not on parr with my expectations.
These are just my personal experiences selling stocks in the market.
AT&T has a great dividend, and I might create a portfolio specifically based on dividend stocks in the near future to further amp up my portfolio strategy.
Is your portfolio down?
Let’s start a discussion in the comment section below.
Is your portfolio down?
And if so, how are you navigating through today’s bear market?
