Category: Personal Finance

Here’s How to Play to Get Rich: Stay Diversified

How to get rich - how to build wealth
How to get rich – how to build wealth

If you’re on this blog, there’s no doubt you want to get rich.

Money provides us with options and a lot of money provides us with a lot more options.

If you study wealthy people, none of them got rich quick; it took many years of planning and strategizing.

But one thing wealthy people have in common is that the majority are diversified.

In this article I’m going to break down strategies wealthy people use to get and stay rich.

Welcome to Franknez.com – today, I want to talk about money and getting rich. I know many of you will gain loads of value from this article.

Let’s dive right into it!

Join the newsletter if you’d like to receive more content like this. Be sure to leave a comment at the end of the article letting me know what you got out from this article.

Financial literacy is the foundation

It’s true.

If you don’t yet know how to manage $1,000 then you won’t know how to manage $10,000 or $100,000; let alone $1M.

Financial literacy provides us with the proper foundation we need when learning how to manage money.

You don’t need to earn a lot of money to become financially literate.

You just need to understand what money is and how to let it go.

Many of us were taught to save money and hold on to it for our dear lives.

But money is meant to circulate.

The Latin meaning of currency means to flow, or ‘condition of flowing’.

Just don’t get this confused with spending because understanding the differences will be key to building wealth and getting rich.

Differences between spending money and utilizing money

You spend money on fuel, utilities, the rent or mortage.

You might occasionally spend money on a night out or if you’re treating yourself, on a new pair of Nike’s.

The rich keep their expenses low (in the beginning) and watch their spending.

They build very disciplined spending habits to allow them to utilize that money instead.

So, what are some examples of utilizing money?

The rich utilize their money by creating, buying, or leveraging assets that will produce income.

While you don’t need to earn a lot of money to understand how to manage it, building wealth will require you to find creative ways to substantially increase your income.

This means the rich must either provide some sort of value to society through a business or buy large enough assets that will accommodate to their goals.

When building wealth, money must be used to make more money.

I’m going to break down below the various ways the rich are making this happen for themselves and their families.

Different ways to get rich

There are currently more than 21.9 million millionaires in the U.S and1,700 Americans are joining the list every day.

There are a variety of ways the rich have gotten rich.

But these four have stood out the most in terms of building wealth over the long run and have been the most popular ways to getting rich.

Whether one speaks to you amongst the others, it’s important to note that self-made millionaire’s have created multiple streams of income and do not rely solely on just once source.

Many earn money from all four.

Let’s break them down together.

#1. Start a business

Business owners are the backbone of America.

There are currently more than 31.7 million small businesses in the U.S.

Business owners have the potential to earn an unlimited amount of money which is why starting a business is #1 on this list.

Being a business owner is challenging but it has its perks.

Not only do you get to use your creativity to solve problems for others, but you get to build something incredible from the ground up.

Businesses also provide you with a freedom a 9-5 will never provide.

Maybe you decide to start a business but want to get rich from rental properties.

And that’s 100% okay too.

#2. Get into real estate

Real Estate

Real estate is another big one on this list.

90% of the world’s millionaire’s created wealth through real estate according to studies.

There are really two main paths when it comes to real estate.

You either become a realtor or you invest in rental properties that will yield passive income while you build a real estate portfolio.

One is more of a sales career while the other invests in properties.

If you’re interested in a real estate career, you’ll want to eventually think about selling high ticket properties where the commissions are very high.

Otherwise, using the banks money to buy property and rent it will allow you to add rental property to your portfolio while the equity in your property increases.

The property will be paying for itself, making some profit depending on how much you rent the property for, or earning thousands per month in rental income if purchased with cash.

You may always refinance the property to put money down on a second property and keep building your portfolio.

#3. Invest in stocks

A million new millionaires were created in the stock market in 2021 alone according to CNBC.

This is going to be one of the slowest ways to build wealth.

However, a quicker way to speed up your stock investments is to sell high and wait to re-enter the market when stocks are low.

Depending on your investment strategy, you might opt in for dividend stock investing and just let your money accumulate long-term.

Traditional banks don’t yield any interest, and high yield savings account aren’t much better today.

Putting your money in an index fund such as the S&P 500 (SPY stock or VOO) may yield 8%-10% a year.

That’s an $8,000-$10,000 return on a $100,000 investment.

Your investment will compound over time as you continuously reinvest your dividends back into the index fund.

Billionaire and real estate mogul Manny Koshbin built his real estate empire after cashing in $300,000 from a stock market investment.

He took his investment from the stock market and purchased his very first rental property.

And the rest is history.

Have a strategy and keep multiplying your money.

Read: How to Invest in The Stock Market for Beginners

#4. Provide value to the masses

This strategy to building wealth was limited prior to the internet.

Authors and booksellers sold a product to the masses and made millions in doing so.

Today we’re seeing YouTubers and popular websites provide value to the masses through entertainment and educational content.

Musicians and artists are also building wealth by reaching big audiences.

Well-known artists who’ve made a lot of money in the game also start businesses and invest in rental properties to grow their wealth.

The way to get rich and grow your wealth is to make money and multiply it by reinvesting gains and income in other assets that will yield more income.

Money has to be in motion at all times.

Building wealth takes time

Most millionaires became millionaires between the ages of 45 and 60 years old.

Sometimes people get in on a once in a lifetime investment play that takes off and makes people rich quick.

For some people it was Bitcoin that made them rich quick, or Ethereum, DOGE, SHIB, you name it.

This is why it’s important to stay diversified and plant your fishing lines in a variety of pools that will allow you to create wealth.

I would love to hear about which of these income streams most speaks to you.

Leave a comment below.

You can follow me on: Twitter | Facebook | LinkedIn

Read: 5 Easy Ways You Can Earn Leverage Income: Start Now


How To Make Money Online: Top 13 LEGIT Ways

how to make money online
How to make money online – start today!

Published by FrankNez Team

Making money online has become more and more popular in recent years. And it’s no wonder why!

With the technological advances we’ve seen in recent years, it’s now easier than ever to make money online.

There are various ways you can make money online, and in this article, you will explore the top 13 LEGIT ways to do so.

Let’s begin!

1. Start a Blog

If you’re passionate about a specific topic, starting a blog may be an excellent way to make money online.

You can monetize your blog through advertising, affiliate marketing, or selling digital or physical products.

To be successful, you’ll need to invest time and effort into growing your audience and creating high-quality content.

2. Become an Online Tutor

If you’re looking for a way to make money online, one option you may want to consider is becoming an online tutor.

There are many platforms like Upwork or Guru, where you can offer tutoring services, and many of them are very flexible in terms of scheduling.

If you have expertise in a particular subject area, you can use your skills to help others learn more about the topic and earn money at the same time.

3. Become a Virtual Assistant

Virtual assistants are in high demand, as businesses of all sizes seek efficient remote workers to help with big and small tasks.

Virtual assistants typically handle various administrative tasks, including managing calendars, responding to emails, scheduling appointments, and providing general customer service.

If you have strong administrative and organizational skills, becoming a virtual assistant is an excellent way to make money online.

4. Take Online Surveys

Making money online is not as difficult as you may think. There are many legitimate ways to make money online, and taking online surveys is one of them.

Many companies need your opinion on their products and services, and they are willing to pay you for it.

To make money with online surveys, you will need to find reputable survey companies like Survey Junkie and sign up with them.

Once you are a member of a survey company, you will take surveys and get paid for your opinions!

5. Become a Freelance Writer

One of the best ways to make money online is to become a freelance writer.

Many websites and online magazine publishers are always looking for new and high-quality content.

If you have a knack for writing, becoming a freelance writer can be a great way to earn a steady income while working from home.

6. Sell Handmade Crafts Online

Are you a creative person who loves making things with your hands? If so, selling handmade crafts online could be a great way to make extra money!

There are many different types of crafts that you can sell online, such as jewelry, paintings, knitted items, woodwork, and more.

And the best part is that there are many different platforms you can use to sell your crafts, such as Etsy, eBay, or Amazon.

7. Start a YouTube Channel

Starting a YouTube channel could be a great way to make money online if you’re creative and have something to share with the world.

You can earn revenue from advertisements, sponsorships, product placement, and selling merchandise and courses.

To get started, create high-quality videos that are entertaining and informative, and focus on topics people are searching for.

8. Become a Data Entry Worker

Data entry is one of the most straightforward options to make money online.

Data entry involves entering information into digital formats, and there is a growing demand for this type of work as more and more businesses move their operations online.

If you have basic computer skills and are comfortable using Microsoft Office or other basic office software, you can start working from home as a data entry worker.

9. Sell Unnecessary Items on eBay

If you have items lying around the house that you no longer need, you can consider selling them on eBay and earn money.

eBay is one of the most popular online marketplaces, and many people make a full-time living by selling products on the site.

To get started, create an account and list your items for sale. Be sure to include clear photos and descriptions, so buyers know what they’re getting.

10. Provide Customer Service

When it comes to making money online, providing customer service is one of the most popular and legitimate ways to do so.

Many companies are always in need of customer service representatives to handle customer inquiries and complaints via phone, email, or live chat.

If you have excellent customer service skills, then this may be the right online money-making opportunity for you.

11. Manage Social Media Accounts

Many businesses and individuals need help managing their social media accounts.

If you have experience in this area and are familiar with popular social media platforms like Facebook, Twitter, and Instagram, then this could be a great online money-making opportunity for you.

12. Become a Translator

If you know one and more languages fluently, you can consider becoming a translator.

There is a growing demand for translators as more and more businesses expand their reach to global audiences.

This can be a perfect way to get started in the translation industry, build up your portfolio while working from home and generate extra income.

13. Become a Transcriber

Transcribing is one of the easiest and most popular ways to make money online.

A transcriber’s job is to listen to audio files and convert them into written text.

If you have good listening skills and are comfortable using a computer, you can start working as a transcriber from home.

Bring in a Steady Stream of Income!

So, there you have it, 13 legit ways to make money online in 2022.

While some of these methods require a bit more work than others, all of them can help you generate an income if done correctly.

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Read: How to Start a Blog Step-By-Step for Beginners


Betty White Net Worth Before She Passed: Yearly Income

Betty White Net Worth Before She Passed: Yearly Income
Betty White Net Worth, Yearly Income, Career, and Life

Betty White had a net worth of $75 million before she passed in 2021.

Her passing was felt by many people across the world as she was widely recognized for her comedy and acting.

Betty White was a pioneer in the entertainment industry with a career spanning more than 8 decades!

Today we’re going to dive into Betty White’s life and how she was able to amass such an incredible fortune.

franknez.com

Welcome to Franknez.com – from The Betty White Show to The Golden Girls and Hot in Cleveland, I’m breaking down the stars career.

Let’s get started!

Betty White before the entertainment industry

Betty Marion White was born on January 17th of 1922 in Oak Park, Illinois.

She graduated from high school in 1939, the same exact year the Second World War broke out.

Although White immediately found acting and modeling work after leaving school, the war would put her career on hold while she aided transport of military supplies in California.

After the war, Betty tried to break into the film industry in Los Angeles but was rejected by all the major studios.

According to Betty, she wasn’t photogenic enough and so she turned to radio instead.

As a radio performer, White made decent money although it’s not exactly certain how much she made.

Eventually, she was given her own radio show: The Betty White Show.

How much money did The Betty White Show make?

Betty White Net Worth Growth

Much is unknown about how much money The Betty White Show and Golden Girls made.

However, Collider reported that Betty White made $3 million per year from the Golden Girls reruns.

This means she made approximately $87 million from the show’s finale in 1992 to her passing in 2021.

Betty White made $75K per episode in Hot in Cleveland

Betty White Hot in Cleveland Net Worth
Betty White Net Worth 2021 and 2022

Betty White made a whopping $75,000 per episode in Hot in Cleveland according to Celebrity Net Worth.

White’s entire net worth is made of all the shows she’s made including:

  1. The Betty White Show
  2. The Bold and the Beautiful
  3. Boston Legal
  4. The Carol Burnett Show
  5. The Mary Tyler Moore Show
  6. Hot in Cleveland
  7. The Golden Girls

Betty White’s net worth also comes from movies like The Proposal and guest appearances on TV shows like Saturday Night Live, for which she was nominated for an Emmy Award for Outstanding Guest Actress in a Comedy Series in 2010.

How did Betty White die?

The official cause of Betty White’s death

Betty White died on December 31st of 2021 at the age of 99 years old.

She would have turned 100 years old today, January 17th, 2022.

Today we celebrate her life and success, and all that she gave to the world throughout her career.

Betty White died peacefully in her sleep around 9:30am at her home in Brentwood neighborhood of Los Angeles.

In a recent interview with People, she expressed her excitement about turning 100 years old; joking that avoiding anything green has led her to a long life.

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Read: Here’s how to earn passive income in your sleep


Have Money Work for You In 2022 (You’re Ready)

Have your money work for you in 2022
That next life is waiting for you – Happy New Year! 2022

2022 is here!

We’ve been taught many lessons stringing back from 2020 and transitioning to 2021.

Money has played an extremely important role in our lives.

How can you make 2022 one of your best years financially?

By having a plan.

Here are 3 massive ways you can command your money to work for you.

franknez.com

Welcome to Franknez.com – the blog accompanying you on your journey to financial and time freedom. Cheers to a prosperous, healthy, and abundant 2022.

Let’s get started!

In today’s article I’m going to go over 3 ways you can transform your finances by making some incredible money moves.

The awesome thing is that you don’t need to make a lot of money to make this happen.

It’s all about developing proper money management skills over time.

You already spend a lot of time working to earn your money; it’s tiring!

So why not learn how to put that money to work for you?

Here’s how you can make 2022 your best year financially.

#1. Start your first investment now

start investing in 2022
Start investing in 2022

You’ve probably always wanted to invest but have never really started.

Perhaps you don’t know where to start.

Bookmark this guide on how to start investing in stocks for beginners, it’s going to change your life.

One of the best ways to have your money work for you in 2022 is by putting it in a safe index fund such as the S&P 500 where it will earn you 8%-10% per year.

Investing your money is easy!

Most people have just never been exposed to how simple the process truly is.

Depending on your level of risk, you could invest in individual stocks that you think will go up in value over a period of time (e.g., Apple, Tesla, etc..).

The S&P 500 for example invests in the top 500 companies in the U.S. so it’s very well diversified: hence making it a safer investment.

I recommend you download the app “Mint” by intuit to track all of your accounts and see how they grow in real-time throughout 2022!

Create a plan to how much of your income you will be allocating towards investments every month.

I suggest having an emergency fund set aside first so that you’re always ready to tackle any unprecedented challenges this 2022.

#2. Diversify with cryptocurrency

ways to invest your money
Ways to invest your money

Cryptocurrency is here to stay and if you think it’s too late to invest in crypto, think again.

Crypto has made a loud statement, but analysts have massive predictions for many of the popular cryptocurrencies, meaning there’s a lot of room for growth.

Is crypto safe?

It is with Coinbase.

Another way you can have your money work for you is by allocating a small percentage into digital assets.

Two cryptos I’m personally long on are Cardano (ADA), and Shiba (SHIB).

Because these two digital assets are very affordable, planting seeds now could bear incredible fruits sometime during this decade.

So even though you might only be able to double or triple your investment this decade with Bitcoin, the opportunity for massive gains with other cryptocurrencies are still out there.

You can view when I buy both stocks and crypto exclusively on the Patreon.

Bookmark: How to invest in crypto for beginners (step-by-step)

#3. Begin to fund your freedom

Andrei Jikh
YouTuber Andrei Jikh – makes a living on YouTube

One way 2022 can become your best year financially is by creating a vehicle that will allow you to escape the rat race.

Have your money work for you buy investing in a vehicle that will provide you with financial security, and earn you back your time.

If you have a job or a career, use your employer as a means to fund your passions to create a sustainable second stream of income.

Most people believe that you should live off of the income your employer provides you with.

But in order to build wealth this new year, we’ll have to shift our mindsets so that the income caters to a greater income vehicle.

That income vehicle will vary from person to person but is the fastest way to financial and time freedom.

Your job/career can fund your dreams and ambitions so that one day you won’t have to rely on that job/career.

One of the greatest investments you can make is on yourself!

Subscribe to the blog for more content like this

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Do me a favor and give this blog article a social share if it provided you with any ounce of value.

For more content like this be sure to subscribe to the blog, or follow me on social media (below).

Cheers to a tremendously prosperous 2022! 🎉

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Read: 3 Different Ways I’ve Earned 6-Figures [Secrets]


3 Different Ways I’ve Earned 6-Figures [Secrets]

How to earn your first 6 figures
How to earn your first 6 figures

So, you want to earn your very first 6-figures.

I’m going to go over 3 different ways I’ve done it to provide you with insight and value so you can do it too.

I never had any mentorship when achieving these goals, so I feel very happy being able to share my story with you.

Make sure to subscribe to the blog for more articles like this.

franknez.com

Welcome to Franknez.com – today we’re discussing what it’s going to take to earn your very first 6-figures. Here’s how I did it and how you can do it too.

Let’s get started!

My First 6-Figures Story (Family Business)

first 6-figures
How I earned my first 6-figures

I’m going to be as brief as I can while still providing you with value and knowledge.

Earning my first 6-figures were the hardest.

The first time I earned 6-figures was as an intrapreneur within the family business.

I had a sales position role I took on straight out of college.

The year was 2015 and it was the most intimidating thing I had ever done at that point of my life.

I’ll never forget how I felt receiving my very first PO, it was around $40 or so and I remember thinking, “wow, this purchase order is money”.

I took on the sales role because I was certain of two things.

  1. I wanted to make a lot of money
  2. People in sales made a lot of money

And although it was extremely uncomfortable, I wanted to take on the challenge so that I could live the lifestyle that I wanted to live.

This chapter of my life was very challenging and pact with rejection after rejection.

In my eBook, “Reaching The $10K Mark: How Perseverance Overrides Adversity“, I go into depth what I went through in the beginning of my journey.

Feel free to check it out to unlock a part of my journey only a very few have access to.

How Long Did It Take Me to Earn My First 6-Figures?

how long did it take to earn 6-figures?
How long did it take to earn 6 figures?

I started my sales journey in 2015 and made my very first 6-figures in sales in 2019.

It took me 4 years of grind, rejection, commitment, failures, and goal setting to make this happen.

Again, I go more into detail in my eBook.

But it was hard.

When you do sales for a company, you put yourself in front of rejection every day to earn the opportunity to work another company.

I did this for 4 years straight before closing the year with 6-figures in sales for the very first time.

Year 5 was another 6-figure year in sales, although I didn’t earn that in income, and year 6 would have been my third year earning 6-figures too.

But I had left the family business to pursue my own business ventures and create the life I’ve always intended on living.

I’m actually drafting my second eBook to help those in family businesses identify when it’s time to leave the family business, especially if the environment becomes toxic.

Something I kept in mind was that if I could make someone else’s business 6-figures per year, then I could do it for myself and my family too.

The Second Way I Earned 6-Figures Was with Stocks

earning 6-figues with stocks
Earning 6-figures with stock investing

I am going in chronological order to help you understand a little bit about my background and my story.

I’ve always had a dream of making a lot of money and living life on my own terms.

When I became aware I wasn’t going to become affluent working for someone else, I decided to take action and invest in myself by accumulating a lot of knowledge online.

Though I didn’t have any mentors in person, I did have mentors online, at least that’s what I’ve always considered them to be.

I consumed content from a variety of successful and wealthy people and took the most valuable things from them to mold my own character.

Learning how to invest in stocks was so intimidating because no one was showing you how to do it.

Every article I read online was so dated and full of mumbo jumbo jargon.

Without hesitation, I opened my broker account with Vanguard, deposited my first $20, and made my first investment two months later after that deposit.

Why Invest in Stocks?

why invest in stocks

The year was 2019 when I made my first investment in the stock market.

I’ve always wanted to invest in the stock market because unlike a high yield savings account, it earned a lot more returns annually.

I was deep into financial literacy and was learning as much as I could about making money, managing it, and multiplying it.

So naturally stocks came to mind.

In fact, I’ve wanted to invest in stocks ever since one of my finance professors from college advised he did.

Old man was a gatekeeper though, he had absolutely no regard for showing us how to start!

So, with that in mind, I decided to launch Franknez.com to show people what I was doing to make, manage, and multiply my money.

This is not a website for financial advice, it’s a website for insight, perspective, and self-education.

The first time I saw 6-figures in stocks was during the summer of 2021 when momentum stocks were up, and my long-term stocks were very healthy.

I understand that in the beginning it’s difficult putting money away, and it’s even more difficult investing it.

Learn to let go of the money so that it can go out and bring back some more.

I’ve found that it’s very important to take calculated risks in life.

Bookmark: How to invest in the stock market for beginners

I’ve Earned 6-Figures Blogging

how to earn 6 figures blogging

The third way I’ve earned 6-figures is by reaching millions of people online via my blog.

I’m beginning my third-year blogging in 2022 and am excited to provide even more value to the communities I serve online.

There’s content on my blog for:

  • New bloggers
  • Entrepreneurs
  • Stock investors
  • Crypto investors
  • & Financial literacy seekers

I’ve written a ton of content to help people either gain insight to reach a new level, or digest content on important information that will help them improve their finances one way or another.

While I do blog for a living, I also run a 5-figure advertising agency that I’m working towards getting to 6-figures.

It’s all been extremely challenging and has taken time.

Excluding stock investing, earning 6-figures for any business or platform will require you to provide a lot of value to the receiver.

Reach For More!

Earning 6-figures might sound like a dream come true, but in all honesty it’s only one steppingstone towards a greater and much more prosperous future.

6-figures shouldn’t be the goal, but rather be seen as a milestone that will propel you even further.

I recently heard a saying, “don’t buy stupid $#!% until you at least have $500k in the bank”.

The financial literacy in that statement is strong and I love it.

Even when you earn a 6-figure income, live below your means to maximize your net worth growth potential on that income.

Otherwise, living paycheck to paycheck would have meant your efforts were all for nothing.

Related: How to start a blog in 2022 (Beginners Guide)

The Secrets to Earning 6-Figures Per Year

secrets to earning 6 figures per year

So, what are these secrets that allowed me to manifest 6-figures in 3 different ways?

  1. The appetite to do so
  2. Setting goals and
  3. Taking relentless action to meet them

That’s it, that’s all it takes.

You’ll need to want it, you’ll have to be clear on what it is you want (6-figures), and then you’ll have to take as much action necessary to make it happen.

Here are some examples:

Family Business

In the family business, I created this appetite for meeting the 6-figure goal.

Once I was clear on what I wanted to accomplish, I began setting goals as to how I would accomplish this within my niche industry.

From there it took 4 years of relentless action to finally reach 6-figures in sales.

Stock Investing

I had a hunger to learn how to invest so I chose the path of stock investing.

I got clear on wanting to multiply my money with the intention of making more than 6-figures one day, and took relentless action to put money aside to invest when opportunities came my way.

The discipline to not spend but rather save, is a form of taking relentless action towards a future goal.

Blogging

Blogging came more natural than anything else I’ve ever done.

I’ve always loved to write, and to help people.

As I set goals to further provide value, my blog grew exponentially as I took relentless action towards giving more than I received.

Although blogging has been challenging in its own respect, it’s also been the most natural to me personally.

Summary

franknez.com

There you have it; these are the 3 different ways I’ve earned 6-figures.

While yours might differ from mine, the 3 secrets I’ve outlined are what helped me do it 3 different times.

In retrospect, now I’m wondering if there needs to be more things added to that list in order to go beyond 6-figures, such as hiring a team for example.

I guess that will be a blog post for another time.

Share this post on LinkedIn or any other social media where people can gain insight and value from it.

franknez.com

You can follow me on social media using the links below.

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5 Ways You Can Stretch Your Dollar for Holiday Gifts

5 ways you can stretch your dollar for holiday gifts

The holiday season is here which means everyone is rushing to buy the perfect holiday gifts.

How do you stretch your dollar even during these challenging times?

Keep reading to find out.

Here are 5 ways you can make the most out of your money so you can give your loved ones that special gift they deserve.

franknez.com

Welcome to Franknez.com – this holiday season is all about giving. Subscribe to the blog if you want to see more content like this.

Let’s get started!

#1. Buy Bulk

HOLIDAY GIFTS BUY BULK
Holiday gift ideas

You can stretch your dollar this holiday season by buying things in bulk.

Usually when you buy bulk, the price of an item drops significantly.

Certain apparel shops allow you to buy shirts and other wearables for much lower prices in bulk.

If you can get a deal when you bundle, then it will allow you to give more product to one person or give to many people.

Online places such as Amazon and eBay sell items in bulk too.

Items range from sunglasses to headphones and earbuds, and winter apparel.

#2. Buy Wholesale

wholesale holiday gifts
Wholesale Holiday Gift Ideas

You can look for warehouses that will sell to you the type of product you’re looking for at wholesale cost.

Wholesale prices are usually slashed by half or more!

You can also buy wholesale goods online using Alibaba and other e-commerce websites.

You can get some of the nicest and usually most expensive jackets at a much more affordable cost when buying them wholesale.

If you work in an industry that allows you to have access to multiple vendors, take advantage of these deals for this year’s holiday gifts.

#3. Use Online Coupons

coupon

If you’re buying holiday gifts online this year, you can use internet explorer’s coupon extension.

This coupon extension browses for codes online to provide you with the best price for what you’re ordering online.

The extension should be a standard popup if you already have the internet browser.

Not only will it navigate through a variety of codes, but it will even provide you with a direct link to a competitor if they have better prices.

This tool is super effective because it scans for the lowest prices while you do your online shopping.

#4. Use Unused Gift Cards

leverage gift cards
Holiday budget

Make the most out of your unused gift cards for this year’s holiday gifts.

You can use the gift cards you have sitting inside that drawer to stretch your dollar by discounting your purchases.

I personally wouldn’t re-gift a gift card but would rather use one for a gift.

This strategy comes in handy if you don’t use every gift card you’re gifted.

Using these during checkout is a great way to reduce your expenses.

Or you may even include one in a basket.

#5. DIY Gifts

DIY Gifts
Holiday budget

These types of gifts are so much fun to give because they’re cost efficient and usually very creative.

DIY gifts can be gift baskets, bundles of convenience products (lotions, sprays, hand sanitizers, etc.), and candy creations.

You can always include a mini holiday card that you can buy in bulk for each DIY project.

They can be personalized depending on whom you’re giving them out to and are great for just about anyone on your list.

Gifting this year doesn’t have to be expensive, but it sure can be special.

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