Tag: Stock Market

My Top Picks of Stocks to Invest in Right Now

Stocks to invest in today
Stocks to invest in right now
Stocks to invest in this week

I’ve found a fortune! And I want to share it with you. These stocks have allowed me to profit and snowball my investments within as little as a year. I understand stock picking can be quite difficult. Sometimes you just need someone to provide you with a list of stocks that has worked for them. Here are my top picks of stocks to invest in right now.

If you’re new to the investing world and haven’t started, bookmark this post on how to invest in the stock market (step by step) for beginners.

welcome to franknez.com - the blog where you can digest content on personal finance, side hustle ideas, entrepreneurship, and trending investing topics.

Welcome to Franknez.com – the blog where you can digest content on personal finance, side hustle ideas, entrepreneurship, and trending investing topics.

Lets get started!

These stocks have allowed me to diversify my portfolio very well. You’ll get my favorite index fund, favorite ETF, and favorite REIT. Adding these stocks to your arsenal will proof to balance your investing portfolio out a little more.

I’ve been invested in the stock market since 2019 and have noted that these picks have been a strong foundation in my portfolio. Often times when other stocks were down, these were up. Lets dive right into it.

#1. EMR – Emerson Electric Co.

Emerson Electric Co. Stock

Emerson Electric Co. is an American multinational corporation that manufactures electric motors using their own patent. The company became the first to sell electric fans in the U.S and expanded its product line to electric sewing machines, electric dental drills, and power tools. EMR basically produces electric motors for every type of business and necessity you can think of.

Dividend Yield: 2.1%

This is a great stock to invest in because electric motors are always going to be needed. As our society continues to innovate, electric motors will continue to play a very important role.

EMR Emerson Electric Co stock chart

EMR Annual Return

Emerson Electric Co. has an average annual return of 9%. They are also involved in all sort of industries including automotive, life sciences & medical, water & waste, industrial energy, marine, and food & beverage just to name a few. Innovation? They’re currently involved in several stem projects too.

#2. GPC – Genuine Parts Co.

GPC Stock Genuine Parts Company Napa Stock

Genuine Parts Company is an American service organization that distributes automotive replacement parts, industrial replacement parts, office products and electrical goods. Parts are sold under the NAPA brand in North America.

Dividend Yield: 3%

GPC is great because cars aren’t going anywhere anytime soon. As cars evolve, this auto parts company will continue to manufacture and distribute parts.

GPC Genuine Parts Co. Nappa Auto Parts Stock Graph

GPC Annual Return

Genuine Parts Co. stock has seen an annual return ranging from 7% to 15%. GPC has more than 10,000 locations in 14 countries and employs approximately 50,000 people. 75% of GPC’s sales come from North America, 15% from Europe, and 10% from Australia.

#3. VNQ – Vanguard Real Estate (REIT)

VNQ Real Estate REIT stock

VNQ invests in stocks issued by real estate investment trusts (REIT’s), companies that purchase office buildings, hotels, and other real property.

Dividend Yield: 3.65%

The real estate market has been HOT recently. It’s a sellers market at the moment. With property selling almost instantaneously this REIT has been performing extremely well recently.

VNQ Vanguard Real Estate REIT stock

VNQ Annual Return

VNQ’s annual yield has varied with some years reaching up to 30%. Its history also shows annual yields between 5%-8%. This investment seeks to provide a high level of income.

#4. VOO – S&P500

VOO S&P500 Index Fund Warren Buffett

This Vanguard ETF invests in stocks within the S&P500, representing 500 of the largest U.S companies. Companies in the S&P500 include Apple, Tesla, Johnson & Johnson, Walt Disney, Netflix, and Coca-Cola to name a few. You can see all the companies in this index fund in the link at the end of this article.

Dividend Yield: 1.39%

The S&P is one of the best index funds in the market. Warren Buffett himself is a huge fan. Fun fact: his trustee is expected to receive all of Warren’s assets with 90% of his stock picks moved in the S&P500! When you own the S&P500 you own a piece of the fortune 500 companies.

Since they are all working and innovating towards being better every year, you can only expect this index funds’ value to go up.

VOO - S&P500 Index Fund

S&P 500 Annual Return

The S&P500’s annual yield has been approximately 10% – 11% since its inception back in 1926. This is an index fund I’m continuously adding to my position in. The diversity in companies it holds makes it an attractive stock for both novice and experienced investors.

#5. ESGV (ETF)

ESGV is a Vanguard ETF that invests in the top 10 companies in the U.S. These companies include: Apple, Microsoft, Amazon, Alphabet (Google), Facebook, Tesla, JP Morgan Chase & Co, Visa, Inc., United Health Group, and NVIDIA Corp.

Dividend Yield: 1.06%

Unlike the S&P500, owning this ETF means you own a piece of the top 10 companies in the U.S. This growth ETF puts the top earners in your portfolio. This attractive stock only knows up. The companies in this pool are companies that are constantly innovating. It’s always day one with them.

ESGV Vanguard ETF Stock

ESGV Annual Return

This ETF is relatively new. It was created in 2018 and has gained 24%-31% in annual returns. This type of investment is meant to provide you with the highest returns possible. Building your position in this ETF can prove to be a great offense. Very few times you’ll find this ETF on red.

Bookmark these investing tips for beginners.

Bonus Stock

Have you seen what’s been going on with AMC Entertainment recently? This stock is set up for a short squeeze. If you can manage to buy this stock before it takes off then you’ll be able to make a quick trade. A subcommunity from Reddit who skyrocketed GameStop’s share price also began moving AMC Entertainment.

Well, AMC now has a bigger community due to how much more affordable its stock is than that of GameStop’s. You can read more about this stocks short squeeze DD (due diligence) here.

Are you already investing in one of these stocks? Lets begin a conversation. Leave me a comment below.

Related: Retire a millionaire with the S&P 500: Is it possible?

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How To Set Financial Goals: 10 Simple Steps!

How To Set Financial Goals: 10 Simple Steps!

What Are Financial Goals?

Financial goals are the big visions you have for your personal finances and the way you plan to spend your money.

These financial goals are what help us achieve ultimate success and financial freedom. They also make our dreams easy to identify.

Why Do Financial Goals Matter?

Financial goals push us to keep moving forward in our day-to-day lives with a relentless focus on reaching life changing goals.

They’re what will determine how comfortably we live our lives when we’re ready to retire.

Financial goals are what separate the lower, middle, and high class.

*Key Takeaways*

  • You’ll learn the importance of becoming debt free
  • How to adopt winner habits in order to secure your financial future
  • Ways to diversify your income

If you’re here it’s because you have a genuine curiosity on how to succeed financially in life. The great news is that what led you here is no coincidence. I strongly believe we attract into our lives what we think about. Navigate this platform and manifest.

Here are 10 ways you can begin setting financial goals for yourself in order to eliminate any financial insecurities you might have.

Don’t forget to subscribe to our newsletter to be notified when a new post is published!

#1. Paying Off Debt

Financial goal to Pay off debt
Franknez.com

Paying off debt is a financial goal everyone should strive for. Accomplishing this goal is your ticket to becoming financially free.

Everyone wants to be debt free but not everyone is willing to put in the work to break from the shackles of debt.

Some benefits to paying off debt include:

  • Freeing up resources to save and invest
  • Eliminating monthly payments to lenders
  • No more interest
  • Surge in credit score points

Paying off your debt will require temporary sacrifices, such as living below your means and delaying gratification.

I’ve found that the snowball effect is very efficient when it comes down to paying off debt. You essentially start from the smallest debt and work towards the biggest debt. You can read more about it below.

If you find yourself straying from paying off your debt, remember why you started in the first place. Crush this financial goal so you can focus on all the wonderful things in life that truly matter!

Read: Debt Sucks | Here’s How To Pay Off Thousands In Debt

#2. Creating an Emergency Fund

Financial Goal to Create an emergency fund
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There are two types of emergency funds. One is a temporary emergency fund consisting of at least $1,000.00.

The second type of emergency fund is a hefty nest worth 3-6 months of expenses in case of unforeseen circumstances that may occur (and they will).

This financial goal provides you with security for when s*** hits the fan and allows you to act without the stresses caused by the lack money.

Here are some real life instances where an emergency fund can become a helpful tool:

  • To cover the cost of an unexpected medical expense
  • Keep you afloat during a recession
  • Means as a cushion to fall on if you become unemployed
  • Capital if your business loses revenue

A great way to begin your financial journey is to create a temporary emergency fund so you can focus on paying off your debt first.

Once you’ve paid off your debt, start working towards building your hefty nest worth 3-6 months of living expenses.

Read: How To Create an Emergency Fund and Why It’s Important

#.3 Saving Up For A Home

Saving up for a home is a great financial goal to crush. If you dream of owning your own home some day, you’ll need to save up for the down payment along with the fees that make this possible.

While taking up a home loan is considered a liability, it becomes an asset once you’ve paid it off.

A few of the benefits to owning a home include:

  • Security and stability
  • The ability to cash out equity on your home
  • The privilege to selling your home and earning money on increased value
  • The option to renting your property resulting in passive income

Read: 10 Successful Ways To Save Money During A Recession

#4. Increasing Your Credit Score

Financial goal to Increase your credit score
Franknez.com
Increase your credit score – Franknez.com

Your credit score demonstrates how responsible you are handling other peoples money.

Lenders tend to accept credit scores over 650 and even 600 in some cases. The thing about our readers though is that they don’t settle for average. You are anything but average.

One of your financial goals should be to reach an excellent credit score of 700 and above.

An excellent credit score will provide you with access to just about any type of loan whether it be a home, car note, or business loan.

Read: How To Increase Your Credit Score | Reach Excellent

#5. Making Your First Investment In The Stock Market

Wall Street Bull - financial goal to invest in stocks
Franknez.com

This financial goal is probably the most intimidating goal of them all. You most likely have thought about investing in the stock market but perhaps don’t know where to start.

We walk our readers on how to invest in the stock market step by step here.

The stock market might not be everyone’s choice of investment, but for those of you who want to partake will see just how easy it is to purchase shares and see your money grow.

Before you begin to invest in the stock market, be sure you:

  • Are debt free in order to maximize your deposits in the market
  • Have created a strong and healthy emergency fund
  • Acquire the confidence to proceed with investing in the market

Investing in stocks has the the biggest potential if you’re striving to build wealth. With the S&P 500 yielding an average 7% in return, it’s highly unlikely you’ll ever see this percentage from any bank or institution.

Are There Other Alternatives To Investing?

Invest for your financial goal

A very good alternative would be to put your money in a high yielding or money market account.

While your regular banks pay you 0.01% APY, high yielding banks can pay up to 2.05% APY!

Rates fluctuate from time to time depending on the economy, but it’s a great money move; especially if your financial goal is to grow your savings account.

Here’s a list of high yielding banks you can check out so your money can earn you a little bit of interest (money while you sleep):

*Rates are subject to change

These three banks are all FDIC insured meaning you are protects up to six figures (you’ll have to read the fine print for the exact amount).

While the rates aren’t amazing per say, they have been higher in the past and will continue to fluctuate.

BMO Harris is the only bank that requires a minimum of $5,000 to qualify for their interest rate. Marcus & Ally don’t require a minimum deposit to qualify.

Read: 5 Ways to Earn Leveraged Income: Start Now

#6. Growing Capital to Build A Startup

financial goal to build capital

Perhaps you’ve been wanting to start your own company or start a new business venture.

Growing capital is a great financial goal to set that will help you start up your company. Use these resources to purchase equipment, hire a team, and build your business.

(A) Set a specific goal.

The amount of money you’ll need to raise will highly depend on the type of business you’re going to be creating.

(B) Find your niche.

Find out which industry best suits you according to your skills and knowledge.

Read: How To Advertise Your New Business For Organic Growth

#7. Preparing For Retirement

Yahoo Finance reported from a 2019 survey that 64% of Americans will retire broke.

I think it’s safe to make retirement a priority when it comes to setting financial goals.

Retirement should be the time where we can finally look back and feel like all the hard work has paid off. It should be that time period where you can sigh in relief knowing you won’t ever have money troubles.

Around this time you’re most likely earning passive income from a variety of sources. Perhaps your investments are paying tremendous amounts of dollars every month or your online business keeps generating income.

Money during this time is working for you and you can enjoy anything your cashflow is able to provide.

How Can I Prepare For Retirement?

Preparing for retirement really includes a lot of the things that we’ve covered over in this post. Such things include:

  • Start a 401(k) with an employer match if available
  • Save money using a high yielding or money market account that accrues interest
  • Free yourself from debt in order to maximize your savings
  • Invest in the stock market
  • Invest in real estate
  • Increase your income

Preparing for retirement will become more of a challenge if you’re not debt free. The earlier you begin to save for retirement, the longer you have for compound interest to put your money to work.

Read: How To Stop Living Paycheck to Paycheck

#8. Developing a High Income Skill

financial goal: High income skill
Franknez.com

People hit their income peak around the ages of 40-50. Developing a high income skill, especially if you’re younger, should be a financial goal you should be meeting every year.

By increasing your income every year, you’re able to come up with resources to pay off debt, invest, save, and so much more.

How Can I Develop a High Income Skill?

Develop a high income skill by providing tons of value in your industry and workplace.

The effects of providing value in the workplace result in a promotion or raise, or can be driven by an increase in sales figures.

Read: These Are The BEST Strategies To Increase Your Sales

If you’re nowhere near the income peak age you should be focusing on making as much money as possible early on in order to free up your resources so you can start focusing on the things that really matter.

Remember, you cannot grow wealth being in debt.

#9. College Savings

financial aid college savings

A financial goal that’s popular amongst parents is saving for their children’s college tuition.

A college savings plan will come in handy when your children are ready to take that leap in the real world.

Saving now can help you get a great start. We suggest using a savings account that will accrue interest; this way you earn additional money on top of your principle and recurring deposits. Use compound interest to boost your savings goals!

According to the Wall Street Journal, the average tuition is a whopping $37,172!

It would be wise to start saving for this goal as soon as you can. Personally, we’d opt out for teaching our kids to become entrepreneurs instead so they can earn as much money as they desire. It’s the financially responsible thing to do, but hey! We need all type of professionals in this world.

#10. Financial Education

Financial Education
Franknez.com

What better financial goal than to further your financial education!

If you’re not 100% certain about how something works, invest time in yourself and do the homework until you’re confident about such topic(s).

People used to read about everything, now you can watch videos or read blogs like this one for more information.

It took me about 3 months of studying and researching how to invest in the stock market before committing to purchasing my first shares of stocks.

I created my Vanguard account and although I had done some research, it took a while before I actually proceeded. Financial education allowed me to grow confident in all things I do financially.

I wanted to make the process of investing in stocks easier for my readers so I wrote on how to invest in the stock market (step by step). You can read it here.

Don’t forget to subscribe to our newsletter to be notified when a new post is published!

Become Financially Confident

Dear readers, I encourage you to step outside your comfort zone and educate yourself as much as possible so you may become financially confident and financially independent.

Break the cycles and begin to develop winner habits to secure your financial future.

Let us know in the comments section below which financial goal(s) you’ve taken up! Our readers would love to hear what you’re working on.

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eBook: Reaching The $10K Mark: How Perseverance Overrides Adversity

Breaking Down Trey’s Trades Video w/ Wolf of Wall Street

The Wolf of Wall Street Interview Trey's Trades

Trey’s Trades just released an honest video interviewing Jordan Belfort, AKA The real Wolf of Wall Street.

The ape community holding AMC stock was actually looking forward to this video but found themselves perplexed and rather disappointed.

I’m going to breakdown key points from the video to provide some clarification. I’ve watched ‘listened’ to the video a few times to gain a different perspective on the interview.

Massive thanks to Trey’s Trades for the intention. I think we can all agree Trey held himself very well during the interview with Jordan Belfort. You’re the real goat brother.

Trey’s Trades vs. Wolf of Wall Street – Intro

This interview begins with Trey humbly expressing his gratitude, concern for Jordan’s health, and respect for the wolf’s time.

Trey sets the mood with by saying, “I think there’s a huge opportunity for some education”. He also mentions there’s been a lot of cool stuff going on in The Wolf of Wall Street’s Twitter as he expresses his excitement.

As most of you know, Jordan Belfort has been supporting the AMC movement via Twitter.

The AMC & GameStop situation

The Wolf of Wall Street goes on to discuss the dilution of shares in general. Jordan Belfort further explains that a dilution would mean short-term discomfort in the stock but could benefit a company immensely long-term.

I actually said this back on April 1st when AMC share price started to drop due to Adam Aron’s announcement seeking approval from its shareholders to issue 500 million more shares. You can check out the post here.

Jordan Belfort thinks an issue of shares will pass

Trey asks The Wolf if he thinks it’s likely that an issue of shares can pass where Jordan then responds with certainty that it will pass.

Apes, you have to take this with a grain of salt. This is only Jordan Belfort’s opinion. Remember, you the shareholder get to vote whether this passes or not.

If you hold AMC stock then you should have received an email from your brokerage account with the form to vote. Be sure to search it in your mailbox if you’re uncertain.

What happens if 500 million shares are approved?

If it passes:

  • AMC becomes more of a long-term investment with a lot of upside for the company. As a shareholder, you will still be profitable.
  • Will a squeeze still happen? More than likely. A dilution would bring the stock price down which would be a favorable position for shorts to cover.
  • Approving this does not mean all shares will be issued at once. This is only a ‘backup’ in case of another disaster that can be a detriment to AMC as a company.

If we vote no:

  • AMC will simply have to pay it’s dues as they continue to see profits
  • The share price will not dilute
  • AMC won’t have a backup in case a second pandemic occurred hypothetically speaking

Verdict?

All in all, The Wolf of Wall Street had nothing negative to say about AMC here. These are straight facts that really don’t affect AMC negatively in any way.

“Wildly Overvalued”

Jordan Belfort then begins to advise that both AMC and GameStop are wildly overvalued.

I personally think he’s mainly referring to GameStop here. GameStop is wildly overvalued and it’s certainly no surprise to hear so. Again, there’s no negative talk about the stock(s). The Wolf of Wall Street is presenting an opinion that is widely accepted through fundamentals.

GameStop was hyped to squeeze despite the drop in value and revenue in the company, so there’s no argument there. However, AMC is currently undervalued if you look at pre-pandemic records.

The Wolf is already thinking ahead. AMC is not overvalued yet, but it will be.

And as he mentions in the interview, once these stocks take off they are bound to come back down. Fundamentals will eventually correct the stock and trade on ‘normal’ levels.

At least they should.

“Whoever Buys The Stock Is Kinda Nutty”

The Wolf of Wall Street goes on to say that as a shareholder, it is our responsibility to take advantage of the inflated price.

Jordan Belfort is trying to get a lot out during this part of the interview. He mentions if people are going to buy the stock at 10 times the price that it’s trading at ‘fundamentally’ it’s not worth buying.

Again, I believe he’s referring to GameStop where it’s currently sitting at. What I get from this message is that it doesn’t make sense to buy at the top of a stock that can potentially correct itself back to fundamentals.

He then goes to say whoever buys the stock (at the inflated price) is ‘kinda nutty’.

“This doesn’t mean you can’t make a lot of money trading at these higher prices”. This quote is why I believe he’s referring to GameStop. AMC isn’t there yet.

This is how I’m perceiving this part of the video. Let me know in the comments section below your personal opinion.

Trey agrees with this

Trey agrees that GME is overvalued and that a dilution would help AMC in the long-term with cash should they ever need it.

Most people didn’t catch the Bitcoin bit

Most apes didn’t catch this but the reason The Wolf mentioned Bitcoin is because he was using it as an example to compare it vs. how stocks work.

He basically states that Bitcoin unlike stocks can go up and stay up for a while, come back relatively low, and continue this cycle. Jordan states that stocks don’t move this way and he wanted to clarify this for the viewers, mainly new retail investors.

GameStop second squeeze?

Trey asks The Wolf of Wall Street if he thinks GameStop will have a second squeeze. Jordan responds saying he predicted the second squeeze meaning it’s already happened and that a third one isn’t likely. Although, he does make a reference that it was most likely a ‘gamma squeeze’ the second time around.

Again, this is only Jordan Belfort’s opinion and solely based on GameStop, not AMC.

“I love the average person is making money”

The Wolf of Wall Street expresses he thinks it’s great the average person is making money and doesn’t want us to think he’s against what’s going on. Jordan then goes to say he just doesn’t think any high price action will be sustainable.

Which makes sense apes. When GameStop’s squeeze peaked at $500 it did not sustain. It became volatile and dropped all the way back down to $40 before gamma squeezing up to $200.

The bear market discussion

The Wolf of Wall Street explains that a rising tide lifts ships and a falling tide sinks all ships.

He’s referring to a bear market vs. a bull market. Jordan further explains that during a bear market all stocks tend to go down no matter what hype surrounds it.

We’ve seen a little bit of this occur with AMC mainly on the days that the S&P 500 has been down. It’s simply how the market works.

Here, The Wolf is simply having a discussion with a younger investor as he portrays Trey after asking him his age.

You see this sentiment carry over when discussing how his former colleagues lost a lot of money day-trading. This conversation can be looked as personal insight from The Wolf’s experience and possible ‘advice’ to new retail investors.

We get off track a bit

A lot of the interview from here on out is simply a conversation between Jordan and Trey.

The Wolf seems to get off track from the AMC phenomena and starts talking about other investments and fundamentals. The rest of the video from here on out is a rant from Jordan that Trey entertains out of respect.

The video is concluded with The Wolf of Wall Street advising to make as much of money as you can while the times are good, and to play it more conservatively when they’re not.

Conclusion

Trey did an amazing job at respecting Jordan Belfort’s time which is why we didn’t see much deeper conversations regarding manipulation in the market, etc.

I hope you guys enjoyed this breakdown from the video. I too was a little puzzled after watching it the first time. With a lot of uncertainty going on, I figured I’d listen to it a few times over and provide some perspective to provide some form of value to the community.

Related: How high can AMC stock price skyrocket up to?

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