
July 23, 2025 — Robert Kiyosaki, the renowned author of Rich Dad Poor Dad, has once again sparked discussion with his warning of an impending “biggest crash in history” and a new round of U.S. dollar printing.
His claims, shared with his 2.8 million followers on X, point to systemic issues in the U.S. financial system, urging investors to shift from saving U.S. dollars to investing in hard assets like gold, silver, and Bitcoin.
While Kiyosaki’s predictions are attention-grabbing, a deeper look at current economic indicators, historical context, and expert analyses provides a balanced perspective on the likelihood of such a crash and the role of hard assets in today’s economy.
Kiyosaki’s recent post on X, dated July 21, 2025, reiterates his long-standing skepticism of the U.S. financial system, particularly the Federal Reserve’s monetary policies.
He argues that repeated interventions—such as money printing during the 1987 market crash, the 1998 Long-Term Capital Management collapse, the 2019 repo market seizure, the COVID-19 pandemic, and the 2023 Silicon Valley Bank failure—have devalued the U.S. dollar and created a fragile economy.
He warns that the U.S., now the world’s largest debtor nation with a national debt exceeding $36.2 trillion, faces an imminent crisis that will devastate traditional savings.
Kiyosaki’s solution is to invest in hard assets—gold, silver, and Bitcoin—which he believes will serve as a hedge against inflation and economic instability.
He has previously predicted significant price increases for these assets, including Bitcoin reaching $250,000 to $1 million, gold hitting $25,000, and silver climbing to $70.
Economic Indicators: Signs of Stress or Stability?

To assess Kiyosaki’s claims, it’s critical to examine current economic data.
The U.S. national debt stands at over $36.2 trillion, with the Federal Reserve reporting an M2 money supply of approximately $22.3 trillion as of June 2025.
The Congressional Budget Office projects that annual deficits will average $2 trillion over the next decade, adding pressure to the debt load.
Rising debt levels and money supply growth can contribute to inflationary pressures, as Kiyosaki suggests, but the Federal Reserve’s recent actions indicate a more cautious approach.
The Federal Reserve raised interest rates to a range of 5.25%–5.5% in 2023 to combat inflation, which peaked at 9.1% in June 2022 but has since moderated to 3.2% by June 2025, according to the Bureau of Labor Statistics.
While inflation remains above the Fed’s 2% target, it is far from the hyperinflation Kiyosaki warns of.
Moreover, the Fed has signaled potential rate cuts in 2026 if inflation continues to stabilize, which could mitigate some economic pressures without resorting to excessive money printing.
Banking sector data also provides context.
Major banks like JPMorgan Chase, Citi, and Wells Fargo reported significant net charge-offs in Q2 2025—$2.4 billion, $2.234 billion, and $977 million, respectively—driven largely by credit card debt defaults.
U.S. credit card balances reached $1.18 trillion by March 2025, per the Federal Reserve Bank of New York, signaling consumer financial strain.
However, quarter-over-quarter declines in net credit losses at Citi and Wells Fargo suggest some stabilization.
Hard Assets: A Viable Hedge?

Kiyosaki’s advocacy for gold, silver, and Bitcoin aligns with their historical role as hedges against inflation and currency devaluation.
Gold is trading at approximately $2,400 per ounce, silver at $35, and Bitcoin at $100,939 as of July 2025.
These assets have seen significant gains over the past decade, with Bitcoin rising over 1,000% since 2015 and gold up nearly 70%.
Silver, which Kiyosaki calls a “bargain” at 60% below its all-time high of $50, has potential for growth but faces industrial demand fluctuations.
However, hard assets are not without risks.
Gold and silver are subject to market volatility, and Bitcoin’s price swings—evidenced by a $1 billion liquidation event on Coinbase in 2025—highlight its speculative nature.
Fidelity Investments’ Jurrien Timmer has cited Metcalfe’s Law to argue that Bitcoin’s value is tied to its network growth, but regulatory uncertainties and environmental concerns around mining could cap its upside.
Kiyosaki’s predictions echo his 2013 book Rich Dad’s Prophecy, where he forecasted a massive market crash driven by debt and monetary policy failures.
While the U.S. has faced significant economic challenges since then— including the 2008 financial crisis and the 2020 COVID-19 recession—no crash has matched the scale of the Great Depression, which saw a 90% stock market decline and 25% unemployment.
Current unemployment stands at 4.1%, and the S&P 500 has gained 15% year-to-date in 2025, reflecting resilience despite high debt levels.
Kiyosaki points to artificial intelligence (AI) and job displacement as additional crash catalysts.
The International Monetary Fund estimates that AI could impact 40% of global jobs, but the U.S. economy has shown adaptability, with service sector growth offsetting manufacturing declines.
These factors suggest challenges but not necessarily an imminent collapse.
Related: World’s Largest Pension Fund Now Loses $61bn As Dollar Falls
Expert Perspectives: A Balanced View
Economists and analysts offer varied outlooks.
JPMorgan Chase CEO Jamie Dimon has warned of “stickier” inflation and geopolitical risks but stops short of predicting a crash.
Goldman Sachs projects U.S. GDP growth of 2.5% in 2026, supported by consumer spending and technological innovation.
Conversely, economist Nouriel Roubini, known for predicting the 2008 crisis, has cautioned about rising debt and potential stagflation, lending some credence to Kiyosaki’s concerns.
While Kiyosaki’s warning of a historic crash grabs headlines, current data paints a more nuanced picture.
Rising debt, consumer financial strain, and monetary policy challenges are real, but robust economic indicators and cautious Fed actions suggest resilience.
Investors considering hard assets like gold, silver, and Bitcoin should weigh their potential as inflation hedges against their volatility and market risks.
Diversification, financial education, and vigilance—core tenets of Kiyosaki’s philosophy—remain critical in navigating today’s complex economy.
Also Read: US Banking Giants Now Grapple with $172.28bn in Unrealized Losses
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