Tag: millennial money

7 Easy Ways Millennials Can Start Earning More Money

7 easy ways millennials can start earning more money

Millennials are always looking for ways to live their best lives possible. Well what better way to start then by earning more money. We all know in order to make this happen we must put in the work and take the opportunities that present themselves to us.

If you’ve become financially stuck and are looking for ways to increase your income then you’ve come to the right place. Subscribe to our newsletter to be notified when new posts are published. Here are 7 easy ways millennials can start earning more money.

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Welcome to Franknez.com – the blog where you can digest content on personal finance, side hustle ideas, entrepreneurship, and trending investing topics.

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#1. Earn More Money With Food Delivering Services

Earn more money with food delivering services
Earn more money on the side with food delivering services!

Food delivering services have become more and more popular due to customer demand and convenience.

Services such as DoorDash, GrubHub, Postmates, & Uber Eats are going to stay for a long time. Signing up is easy and delivering food is even easier.

Compensation varies between all companies so be sure to choose the right fit for you. You will need:

  • To be at least 18 years of age
  • Have a valid drivers license
  • Have valid car insurance
  • And have access to a smart phone
DoorDash, GrubHub, Postmates, Uber Eats, Make Money
  1. Doordash: approx. $13.92 per hour
  2. Grubhub: approx. $12 per hour
  3. Postmates: approx. up to $1,000 per week (delivering more than food)
  4. Uber Eats: approx. $8-$12 per hour

Millennials can earn more money by side hustling with food delivering services. What makes food delivering services such a great side hustle is that you can work when it’s most convenient for you as well.

It’s not uncommon for people to earn anywhere from $15-$25 per hour delivering food if you make the time for it. Not bad for an extra money, huh?

#2. Offer Ridesharing Services On The Side

Provide value by helping people safely reach their destinations through the use of ridesharing services.

Make more money with uber and lyft rideshare services
Earn money with ridesharing services

More than 2 million people are earning more money by driving for a rideshare service such as Uber and Lyft. And more than 103 million people use these services.

Like food delivering services, ridesharing also allows you to work at your convenience. Flexible hours make this service an attractive side hustle choice for millennials to earn more money.

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  • Must meet the minimum age requirement to drive in your city
  • Depending on your state, you must have at least one year of licensed driving experience if you’re over 23, and three years of experience if you’re under.
  • Clean driving record
  • You must be listed on the auto insurance to the vehicle being used
  • Must have a smart phone
  • Minimum of 4 door passenger car

#3. Open Your Own eCommerce Store

Earn more money on the side by opening your own eCommerce store. Sell goods online through Amazon or eBay.

Make money with eCommerce Stores Amazon and eBay

Selling goods online is easier than you think. Listing on eBay and Amazon is a simple process that doesn’t require more than 10 minutes to set up.

People are selling anything from:

  • Vintage Cards
  • Apparel
  • Games & Electronics
  • Books
  • Furniture and appliances
  • Literally ANYTHING and everything

If you have wholesale connection, you can sell items below retail price but above your costs to make profit.

Often times you don’t see the items you’re drop shipping. If you can ship them directly to the customer it makes the experience that more passive.

eCommerce is now being used in rural Asia villages providing people with opportunity and a new means of generating money.

Read: 5 Ways to Earn Leveraged Income: Start Now

#4. Write As A Freelancer


Start earning more money by writing as a freelancer. Large blogs are always looking for new writers to help produce content.

Freelancers are earning $15-$74 per hour!

Most blogs pay per post or excerpt which makes it a great way to earn money on the side without hindering your day to day job.

Freelancing also allows you to work during your free time which makes it a great side hustle for people who value flexibility.

If you would much rather work for yourself then I suggest starting your own blog.

#5. Make More Money Tutoring Online

Fiverr is a platform from which you can tutor people from all around the world straight from your computer.

Make more money with Fiverr!

People on Fiverr are making more money from home than ever before through the use of webcam communication.

Make money with fiverr

This form of generating money from home has become very popular as you can offer more than just tutoring. People are also offer digital marketing services, video and animation tutorials, graphic designs, and so much more!

How Does It Work?

  • Create a gig – Sign up for free, set up your Gig, and offer your work to Fiverr’s global audience.
  • Deliver Great Work – Get notified when you get an order and use Fiverr’s system to discuss details with customers.
  • Get Paid – Get paid on time, every time. Payment is transferred to you upon order completion.

One thing all these side hustles have in common is how flexible they are. If you’re looking to earn more money outside your job then Fiverr could be a great option to go online.

#6. Recycle At The End Of Every Month

earn extra money by recycling

It seems most people have overlooked this option but millennials can earn more money by recycling at the end of every month.

Yeah it’s a little messy and can be quite annoying but it can earn you anywhere from $30-$50 a month depending on how much you recycle. That’s enough to pay for gas or a few monthly subscriptions such as your Spotify and Netflix accounts.

Recycling is a great way to not only give back to your community but for you to earn money back on your purchases.

#7. Sell Organic Foods From Home

This is another side hustle that most people miss.

If you have access to organic foods from your garden, harvest and sell them in batches! Earn more money on the side by selling lemons, oranges, avocados, and just about anything your garden can produce.

You can join your communities or cities Facebook group and notify people of what you have to offer. Selling will be easier by keeping it local.


Leave a comment below!

Let me know below if you’re making more money using any of the side hustles listed above. Don’t forget to subscribe to the newsletter to be reminded when a new post is published!

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6 Money Habits You Can Develop to Win Financially

6 Money Habits You Can Develop to Win Financially

Success is all about developing habits that ultimately make you the person you need to be to crush your goals. Financially, you’ll need to develop ‘money habits’ to contribute to your financial success.

Here are 6 money habits you can develop to survive a recession.

#1 – Be Conscious of Your Money Spending

Money habit number 1 is to be conscious of where your money goes at all times.

Having a clear understanding of how you spend your money provides you with an advantage from the average joe.

This habit allows you budget your money accordingly and has plenty of financial benefits! Some benefits include:

  • Paying bills on time – resulting in a great credit score
  • Budgeting skills needed to diversify your income
  • Avoiding overdraft and late fees

Self control is a big key to being money conscious.

You can stay organized by using an app such as Mint. The app keeps all your accounts in tack and also provides you with your net worth based on your open accounts.

You can keep tracking of your spending by logging into your bank account quite frequently and keeping tabs on your balance.

Learn to budget

If you aren’t budgeting, chances are you’re most likely going paycheck to paycheck from time to time.

The secret to stop living paycheck to paycheck is to be money conscious of where your income is going.

Read: How To Stop Living Paycheck to Paycheck (For Good)

This money habit is going to allow you to manage all type of money whether it’s $2K a month or $10K a month.

Learn this financial skill and you will never be broke.

#2 – Staying Out of Big Debt

Money habit number 2 is knowing how to stay out of big debt.

Big debt includes things such as car loans, home loans, student loans, and massive credit card debt.

Knowing how to tread these waters without getting into debt is a great skill you can develop to win financially.

Transportation without debt

Transportation without debt is a great money habit

Buy a vehicle using cash.

If it gets you from point A to point B then it’s good enough. Set a budget to spend anywhere from $2.5K-$6K on a car that you won’t owe any monthly payments on.

As your money grows, you can keep upgrading using cash to stay out of getting into a 5 or 6 year car loan.

Housing without debt

Consider renting.

While most people might think renting is a waste of money, renting can actually be a great tool to build your finances.

Renting provides you with flexibility to move out at any time. Plus, you aren’t required to put a hefty down payment for housing. By renting you’re also eliminating the six figure debt mark.

Unless you’re older and are considering settling, buying a home could be for you. Otherwise, here are some ways you can make the most out of renting:

  • Keep your expenses low to make the most out of your rent
  • Increase your income each year while renting in the same home (also known as living below your means)
  • Payoff debt
  • Save a ton of money

You can use renting as a platform to secure your financial future. You can payoff debt and save a ton of cash to invest, or for a down payment on a home when you’re ready for that move.

Rent is only a waste of money when you don’t set financial goals.

Read: How To Reach Financial Stability At Any Age!

Education without debt

Educating yourself without debt is a great money habit

Before you take up a loan for your education, be sure you know exactly what ladder you’re climbing up. The last thing you’d want to realize is you’ve been climbing the wrong ladder, you look down, and climb the correct one again.

Avoid opening several accounts with the department of education.

Ask yourself if you the career you’re looking to get into requires a degree or not.

If your dream is to build startups and own your own company, no you do not need a business degree. A business degree will only set you back, believe me..

If you plan on working for a massive company and leading from the top then yes a business degree is required.

Look into take courses that can help you achieve your career goals. You can take courses in billing and finance, medical, and copy writing that you can pay for as you go.

Use Fiverr to gain knowledge from experts!

Read: Debt Sucks | Here’s How To Pay Off Thousands In Debt

#3 – Implementing Minimalism

Implement minimalism to win financially

Minimalism is living off of less.

In other words, it’s about learning to live below your means.

This money habit allows us to simplify our lives and rid ourselves of the clutter.

How can we become minimalists?

Some ways you can minimalize include:

  • Resisting the urge to fill every square footage at home with d├ęcor
  • Learning to storage and organize precisely
  • Getting rid of unused / shelved items that have no purpose
  • Avoiding a hoarding lifestyle

This lifestyle is also a money habit that is developed through budgeting, saving, and proper value assessment.

Minimalists look at the personal value of things oppose to having material things just to have them.

If it does not bring value to our lives then we dispose of them.

#4 – Side Hustling

Side hustling is a great way to develop your money habits. It allows you to increase your financial confidence.

Financial confidence is that drive that allows you to make money no matter your circumstances.

Start your Own Online Business

When your financial confidence is high, you can survive a recession because you know how to do sales, you know how to create cashflow for your family.

Side hustles are important because they enable you create another stream of income.

Read: 7 Easy Ways Millennials Can Start Earning More Money

When you learn to create multiple streams of income for yourself, you begin to increase your income.

This is how the highly successful people earn a lot of money and begin to develop entrepreneurial skills to scale their startups.

#5 – Build an Emergency Fund

One of the best money habits you can have is the skill to successful save money.

Use this skill to build a hefty emergency fund to protect you and your family during a rainy day.

We compiled an awesome list on 10 successful ways to save money here.

You are winning financially if you have a good 3-6 months worth of monthly expenses put away, more so if it’s beyond that!

If you have debt to payoff, tackle a simpler goal like saving $1,000.00 as a backup for an unexpected expense.

Win financially by creating a hefty emergency fund

Where should I keep my emergency fund?

The best place to keep an emergency fund is somewhere you won’t touch it. But not just somewhere you won’t touch it, you’ll want it to earn interest for you rather than collect dust in an average bank.

Put your big emergency fund money in a high yielding savings account that will compound interest with time. The interest rate should yield monthly earnings and keep up with inflation at the very least.

It would be wise to set a small amount of money in a personal savings account to have liquid should you need to pull money out immediately.

Read: 10 Successful Ways To Save Money During A Recession

#6 – Set Financial Goals

Last but not least, money habit number 6 is to set financial goals.

If you weren’t thinking of setting financial goals you wouldn’t be here. So thank you for being here, for you.

Set Financial Goals

All your financial achievements will derive from simple planning and goal setting.

Whether you’re looking to be debt-free, start your first investments, or learn how to budget, Franknez.com is going to help you set these financial goals so you can become financially successful.

How are people meeting financial goals?

Financial goals are the reasons we’re able to purchase our first home, grow our net worth, send our kids to college, and to start our startups.

We are able to meet our financial goals by developing great money habits that allow us to focus on manifesting our dreams into reality!

It starts with putting in the work to generate income then saving it and learning how to diversify it.

Can anyone really learn these money habits?


Money habits are just that, habits! A habit becomes a habit after a prolonged period of time of consistently doing something.

Anyone can develop these money habits, all you have to do is really want it and begin to set financial goals for yourself.

Read: How To Set Financial Goals: 10 Simple Steps!

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10 Successful Ways To Save Money During A Recession

Have you set a goal to become recession proof? We share 10 successful ways to save money during a recession to help you reach financial stability.

10 Successful Ways To Save Money During A Recession
10 Successful Ways To Save Money During A Recession
Frank Nez How To Get Clients To Pay You When They're Past Due

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Recessions teach us a lot. They teach us a lot about ourselves and about our finances. You can only really end up on two sides of the spectrum. That is, wow my family and I were really prepared or wow, we need to change some things.

Whether an economic downturn affects or doesn’t affect your finances, these 10 tips on saving money during a recession are going to benefit you.

Let’s get started.

#1. Limit Dining Out

Limiting dining out can be a great way to save money during a recession. Platforms such as door dash can cost you additional fees and unnecessary upcharges.

In the old days (pre-recession), dining out was a treat. But things are a little different now. We must learn to adapt ever so graciously.

Today, we indulge in instant gratification. Set a budget on dining out and limit the amount of times you do.

I understand it’s going to be a little rough getting out of your comfort zone but believe me it’s totally worth it! And remember, it’s only temporary.

#2. Under Indulge In Entertainment

Cutting back on entertainment is a sure way to pocket money during an economic downturn.

The times of purchasing new games online, buying new music, or going out to the bars for booze and live music should be put on a temporary hold.

When it comes to money savings goals during a recession, you’ll have to prioritize your needs over your wants.

Substitute the cinema for move nights at home or find other alternatives to have fun such as playing sports at your local park or visiting a library.

Not only is budgeting your entertainment a successful way to save money during a recession but it can also be a great way to spend more time with the family doing fun and healthy activities.

#3. Save At The Pump

Save At The Pump To Save Money

Save fuel by adjusting your driving habits. By increasing your mpg, you can save money at the pump by stretching your days before having to refuel.

Driving safer and without constantly stepping on the pedal will allow you to get more for your buck. Change your driving habits and start saving at the pump.

Shop around at the pump

You can also shop around when needing to pump fuel. This strategy is an effective way to stretch your buck and save money during a recession.

Look at the gas prices in your area and go with what’s most convenient for you.

Prices are usually lower on Monday mornings.

#4. Meal Prep

Meal prepping is an amazing way to save money during a recession due the convenience of using household foods for lunch more than once.

Some benefits to meal prepping are:

  • Healthier options than eating out
  • Least expensive alternative
  • Prepping can last a few days
  • It’s a great winner habit to develop

It won’t take long before you begin to see the saving potential meal prepping has on your finances.

#5. Become Aware Of Utility Usage

It is important to keep track of your expenses, especially utilities such as electricity and water. Become aware of your usage to see where you can cut back on costs.

Cutting back on unnecessary use of electricity or water is a successful way to save money during a recession. You can cut the bills in half by:

  • Turning off lights in empty rooms
  • Using efficient and eco friendly bulbs
  • Limiting the A/C timer
  • Taking shorter showers
  • Using less water

If you can find miniscule ways to cut back on utility usage then you will be successful in saving money.

#6. Monitor Your Daily Habits

Admittedly, a lot of us don’t monitor our daily habits. A lot of the things we do on a daily basis costs money. A great example for instance could be the purchase of a coffee every morning.

You can save money by monitoring your daily habits and seeing where you can cut back to make a difference. If you’re spending $6-$8 five days a week on coffee or a drink that’s $30-$40 you can be stashing away. That’s $312-$416 a year that could be used for personal savings.

The truth is the money that we spend on unnecessary things is overwhelming. It’s no wonder more than half of Americans cannot cover the cost of an emergency expense over $500.

Start setting your goals down and begin to eliminate the things holding you back from becoming financially stable.

#7. Practice Self Grooming

Whether you’re trimming your own beard, cutting or styling your own hair, or doing your nails (ladies), practicing self grooming is an awesome way to stay on budget.

Practice self grooming to save money during a recession so you can stay looking fresh while saving an extra couple bucks every month or so.

It’s more cost efficient to invest in your own machine and pair of scissors to cut and style your own hair. The same goes for women’s nails. You can invest and a great set of nails oppose to getting them done at the salon. You can always look great even on budget.

#8. Shop Around

Don’t get #8 confused with shopping at malls or outlets. See which grocery stores have the best prices and deals so you get more than what you pay for.

If you’re used to always going to same grocery store you could be missing out on some amazing deals. Don’t miss on money saving opportunities due to comfort. Shop around and see what items are best to purchase from specific stores even if it means getting something things here and there.

#9. Delay Gratification

Save money during a recession by delaying gratification.

The clothing stores with 50% off discounts can wait, those won’t be going away any time soon. During a recession, it is important that you stack your money in case of an emergency.

Read: How To Create an Emergency Fund and Why It’s Important

It’s during these times of economic hardships that you see dealerships drop their APR to 0%. Yes a 0% APR is tempting but don’t fall for it. Whatever you do, do not get into further debt.

#10. Increase Your Income

Increase Your Income To Save Money During A Recession

And of course one of the most effective ways to save money during a recession is to increase your income.

When you increase your income you can continue to live within your means while saving the additional earnings.

You may increase your income through:

  • The use of a high yielding savings account
  • Discretionary income such as a spouse working
  • Side hustle
  • Raise or promotion
  • Over-time at your job

Head over to our ‘Side Hustles‘ tab to see some of the many ways you can begin to earn additional income.

Be sure to browse through our posts to find a number of ways from which you can earn money through side hustles and even make money from home!

Know other great tips on how to save money?

Let us know in the comments section below if you have other great tips on how to successfully save money during a recession. Our readers would love to hear from you!

Read: How To Stay Afloat During A Recession for more ways on how you can become recession proof!

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